Are you interested in funding your XTB account to start trading Forex? Don’t know where to start and how to deposit? Don’t worry, the article below from XForex will guide you through the simplest and most detailed XTB deposit. Let’s find out in the following article to understand more deeply!
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ToggleHow long does it take to deposit money into an XTB deposit?
The time it takes for money to be deposited into an XTB account can happen quite quickly. However, sometimes it depends on the XTB deposit you choose. Below are the typical processing times corresponding to each method:
- Deposit via bank transfer: Usually takes 1 to 2 working days.
- Deposit via credit card/bank: Processing time can take 1 to 2 days.
- Deposit via e-wallet: This can be instant or take about 15 minutes.
Processing times for deposits via e-wallets are often significantly faster than other methods that XTB offers. Currently, XTB is one of the Forex exchanges with the fastest deposit and withdrawal speeds.
How much is the deposit and withdrawal fee on the XTB deposit platform?
Currently, XTB does not impose any fees for account deposits and withdrawals. Regardless of which method you use to deposit money into XTB, it’s the same. This means you can deposit money into your XTB account completely free of charge. So no need to worry about being charged any extra fees. This is one of the great advantages that XTB is offering to its customers.
However, for an XTB deposit, you may incur fees. When you make withdrawal orders under $50, the withdrawal fee will be $30. Therefore, you need to be careful and limit withdrawing small amounts of money.

The simplest XTB deposit guide
Step 1: Log in to the XTB Forex homepage
Visit the official website of the XTB deposit
Then, click on “ACCOUNT MANAGEMENT” to go to your account management page.

>>>See more: Instructions on XTB open account steps quickly
Step 2: Choose the deposit method and the amount you want to deposit into the XTB deposit platform
You have 5 ways to deposit money into your XTB account: Ngan Luong, VISA, Skrill, Neteller, and Bank Transfer. For traders in Vietnam, the deposit method through Ngan Luong is considered the fastest and most cost-effective method.

Important note:
When you use the deposit method via Ngan Luong, you do not need to have a separate Ngan Luong account. Instead, you can deposit money directly via domestic bank transfer (internet banking). Note that the last “Bank Transfer” method on the list is international bank transfer. This is not a domestic bank transfer.
Please enter the amount (USD) you want to deposit and then click the “DEPOSIT” button.
Step 3: Select the bank you need to deposit into XTB deposit
After you have chosen the Ngan Luong method to deposit money into your XTB account, the system will transfer you to the website Ngan Luong.vn.
Here, you will have 5 specific options to deposit money into your XTB account:
- Vi Ngan Luong
- Bank transfer (credit IMMEDIATELY)
- Domestic ATM card (NAPAS)
- Mobile Banking Application
- Internet Banking
Although there are many deposit methods through Ngan Luong, however, you should choose direct transfer via Internet banking and select the 2nd option – “Bank transfer (CREDIT INSTANT)”.
You can then choose which bank you are using. XTB supports deposits via Internet Banking from most major banks in Vietnam. Including Vietcombank, Techcombank, Vietinbank, Agribank, BIDV, VPbank, and many other banks.

Make sure you select the correct “Bank Transfer (Credit NOW)” option (located right under the “Ngan Luong Wallet Balance” option). Then, you need to fill in your personal information, including your full name, email, phone number, and address. After filling in all information, click the “Continue” button to continue the deposit process. Then enter the security code and click continue.
Step 4: Log in to Internet Banking and proceed to deposit XTB deposit

Now log in to the Internet banking system of the bank you have chosen. Then click the accept payment button and enter the OTP code sent to your phone. So you have completed depositing money into your XTB account.
The basic way to deposit money into your XTB account via Internet Banking is just that. However, XTB also offers another way to deposit, which is through the xStation platform – a powerful and exclusive platform of XTB.
>>> See more: Instructions XTB deposit methods simplest, fastest
Why do I get an error when making an XTB deposit?
There are several reasons and solutions when you do not receive money after depositing XTB deposit:
- Account verification: XTB may require you to verify your account before depositing funds. Make sure you have completed the account verification process required by XTB.
- Processing time: XTB account deposit transaction processing time may vary. Cryptocurrency deposit transactions are usually processed quickly. But bank transfers may take longer. If you are concerned about processing times, contact XTB support.
- Errors in payment information: Double-check the payment information to make sure there are no errors in them. Just a small mistake can cause problems during the deposit process. If there are errors, contact XTB support to correct the information.
- Contact support: If you’ve checked everything and are still having problems, contact XTB support directly. They will help you solve the problem and provide information about your transaction status.

Conclude
So XForex has completed instructions on the XTB deposit. If you encounter any difficulties or questions during these steps, don’t hesitate to contact us. We will always be ready to support you in the best way. Wishing you a great trading experience on XTB.
FAQ
What deposit methods does XTB deposit support?
Currently, XTB supports the following 5 specific deposit methods:
- Vi Ngan Luong
- Transfer via bank account (credit IMMEDIATELY)
- Domestic ATM card (NAPAS)
- App Mobile Banking
- Internet Banking
What is the minimum deposit amount required for an XTB deposit?
XTB Exchange does not impose a minimum initial deposit. This means that you can open a real account and start trading with any amount of money you want. The minimum amount is not specified. However, it should be noted that some deposit methods may have specific minimum deposits. For example, to deposit via bank card, the minimum deposit is 100 USD.
Can I deposit VND into my XTB deposit account?
Yes, you can use VND to deposit money into your XTB account. XTB supports a wide selection of payment methods, including bank transfers and electronic methods. To deposit money in VND into your XTB account, you can choose payment methods such as bank transfer, e-wallet, or credit card.
However, it is important to remember that the funds in your trading account will usually be converted to the currency you selected when initially registering your XTB account, which is usually USD or another currency you have set up.